Calculators and tools

Put the numbers in context.

Use a quick model to frame a question. These estimates are illustrative and depend on your own assumptions.

Interactive calculators

Explore the numbers behind a decision.

Adjust the inputs to explore an operations scenario or a property deal. These are starting points for a fuller review.

Monthly invoiced revenue$125,000

$25k$500k$1M+

Cost per hour of repeat work$48 / hr

$20 / hr$200 / hr

Weekly Hours Lost to Repeat / Manual Tool Work28 hrs / week

Copy-pasting between CRMs, billing, spreadsheets, and manual client updates.

Average Invoicing Collection Cycle (Days to Paid)42 days

15 days (Prompt)45 days (Standard lag)90 days (Severe trap)

ILLUSTRATIVE OPERATIONS SCENARIOLIVE CALCULATION

Annual cost of repeat work

$67,200/ yr

Time cost at the rate you selected. It is not an estimate of savings.

Receivables above 20 days

$91,667

Annual repeat-work hours

1,400 hours

POSSIBLE NEXT STEP:

Map the repeat work and its exceptions, then test how much time a process change or automation could actually return.

Method: weekly repeat-work hours × 50 weeks × your hourly cost. Receivables difference: monthly invoiced revenue ÷ 30 × days above a 20-day comparison point. This assumes even credit sales. It does not show recoverable savings, profit or cash runway. Use one currency consistently.

Discuss an operations diagnostic ↗

Describe the problem and the records you have

Using the results

A quick screen is the start of a question.

Operations: verify the flow

Count repeat work across the whole team for one representative week. Use a loaded hourly cost that reflects your situation. The result values time spent, but only a process test can show how much of it can be returned.

The receivables comparison assumes invoiced sales are steady and paid on average after the selected number of days. Compare it with your actual aging report, payment terms and disputed invoices before deciding what could move.

Property: check the evidence

The model starts with potential rent, reduces it for vacancy, then applies an expense ratio. Net operating income (NOI) is before financing. Debt service coverage (DSCR) divides NOI by annual debt service; it is undefined when there is no debt.

Bring the rent roll, leases, expense history, capital work plan, tax and insurance estimates, financing terms and closing costs into a full review. A screen cannot determine value or whether a deal fits your circumstances.

Read the OCC commercial real estate lending handbook ↗

Useful starting points